Hit and run
The Maine injury attorneys at Briggs and Wholey help find consolation and recovery for those who have been injured or killed in the senseless act of a hit-and-run accident. The hit-and-run accident attorneys at Briggs and Wholey are adept at navigating through insurance company policies and getting them to pay the claims to which you are entitled.
If you or someone you know have suffered injuries or death from a hit-and-run car accident, we are here to assist you with your insurance claim or negligence suit.Hit-and-Run Accidents in Maine
In Maine, drivers who are involved in an accident are required by law to stop at the scene, regardless of who allegedly caused the accident. Upon stopping, a drivers must “provide information” and “render assistance” to any injured individuals. Because of the prevalence of hit-and-run accidents, Maine law requires all drivers to purchase insurance policies that include uninsured and underinsured motorist coverage. Under these policies, individuals injured in hit-and-run accidents can file a claim with their own insurance company to recover for costs incurred as a result of the accident. You may be entitled to damages for property damage, medical expenses, lost income, and pain and suffering.Maine Insurers May Try to Limit the Amount of Coverage Paid
Anyone in Maine who has purchased state-mandated car insurance has purchased uninsured and underinsured motorist coverage. This coverage is required in case one suffers from a car accident and the responsible party does not have any insurance or their policy limits aren’t enough to cover the cost of your medical bills. Uninsured Motorist coverage applies when a hit-and-run accident happen, and is meant to cover you as if the at-fault party carried the same insurance as you. The minimum policy limits required by Maine are $50,000 per person and $100,000 per accident. It does not include coverage for any property damage, but does cover other passengers in the vehicle and for accidents that involve a hit-and-run vehicle while the insured is a pedestrian or on a cyclist.
A passenger may be able to stack his or her UM coverage if he or she is injured in another’s vehicle by a hit-and-run car. They can draw from the driver’s coverage and possibly from their own UM coverage, depending on the respective policies’ language. Children whose parents have two insured vehicles may also be able to stack UM coverage, but that can also hinge on the language of the insured’s policy.
Sometimes an insurance company will wrongfully deny UM coverage, and an experienced attorney is needed to file an appeal, as in the case of Jack v. Tracy 772 A. 2d 869 (Me. 1999). In that case, the mother and personal representative of her deceased daughter’s estate filed suit against the uninsured driver, her policy, and daughter’s step-mother’s policy to recover UM compensation for both parents. She claimed that the insurance policies are joint and severally liable for the amount of the uninsured motorist. The lower court initially found for the step-mother’s insurance company, but reversed reading the plain language of the policy “most strongly against the insured”.Briggs & Wholey Are Experienced Insurance Policy Negotiators
Insurance companies are willing to take advantage of those in a stressed or bereaved state, overwhelmed by policy language and the possibility of litigation. The hit-and-run accident attorneys of Briggs & Wholey will fight for the compensation you are owed. We have many years of qualified experience litigating and negotiating with insurance companies to recover the full amount of benefits from car accident injuries. If you’ve been the victim of a hit-and-run accident, call our office at (888) 596-1099 or contact us online.